Is personal AV needed?

Within the context of small organisations (and individuals), does something like Bitdefender or Malwarebytes actually provide much more security than just the stock standard Microsoft Defender that comes built-in with Windows 11?


I understand that more fully fledged AV solutions and EDR/MDR/XDR provides an uplift. But those require a bit of know-how to configure and deploy.


For organisations (and individuals) who will merely rely on the default settings, is Windows 11 Defender good enough/ equivalent to other consumer products? Would …

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