Is it a good idea to use a Yubikey for my bank account's email?

My bank's online platform has just these two options for 2-factor authentication: receive an SMS text message or an email with a code. (There is no option for anything like a Yubikey or authenticator app).



I use Gmail for my bank account's email. If I setup a Yubikey on that Gmail account and have the login code emailed to that account:



\- is that safer than the SMS option?



\- is it basically the equivalent of having Yubikey protection for …

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