Does Less Consumer Tracking Lead to Less Fraud?

Here’s another reason to block digital surveillance: it might reduce financial fraud.  That’s the upshot of a small but promising study published as a National Bureau of Economic Research (NBER) working paper, “Consumer Surveillance and Financial Fraud. 

Authors Bo Bian, Michaela Pagel and Huan Tang investigated the relationship between the rollout of Apple’s App Tracking Transparency (ATT) and reports of consumer financial fraud. Many apps can track users across apps or websites owned by other companies. By default, …