YubiKey versus FIDO Authenticators

As MFA mechanisms, what are scenarios where YubiKey is much more secure versus Windows Hello/FaceID versus OTP authenticators (like MSFT Authenticator)

Trying to understand if it’s really worth springing for YubiKeys for a large user population in IT

authenticator authenticators cybersecurity fido hello large mfa msft otp understand windows windows hello yubikey