Oct. 19, 2023, 6:19 p.m. | USENIX

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SOUPS 2023 - What can central bank digital currency designers learn from asking potential users?

Svetlana Abramova and Rainer Böhme, Universität Innsbruck; Helmut Elsinger, Helmut Stix, and Martin Summer, Oesterreichische Nationalbank

The ongoing initiatives to offer central bank money to consumers in the form of retail central bank digital currency (CBDC) have triggered discussions on its optimal design. So far, the perspective of potential users has not been considered widely. To strengthen this, we survey 2006 Austrian residents using a …

asking bank consumers currency designers digital digital currency initiatives learn money offer stix summer

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