Secret help with kitty bills for a kind-hearted senior gentleman

My husband and I moved into our current house about 18 years ago and managed to raise two beautiful children. Our neighbors were a senior childless couple who loved to look after our kids and helped us when we desperately needed it. I'll call them Lucy and Garry (since no identifying info is allowed here).

I'm an orphan, and my husband lost his parents early in his life, so our neighbors were sort of replacing grandparents for our kids. Countless …

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